Thursday, November 15, 2007

Driving on snow tires at 15C

Having a baby can be expensive. Maternity clothes, maternity leave, baby gear...and all the costs associated with a financial dependent for the next 25 years. I knew this going into this idea.

What I didn't expect was the ancillary stuff. Being pregnant made PapaBear and I rather adult all of a sudden. Rather responsible. We hired a lawyer to write our (first-time ever) wills. We bought more life insurance. A few weeks ago, we put snow tires on our cars.

I was prepared for the education fund contributions and extra airplane tickets. I did not expect, however, to drop $1,600 on tires. Or $400 on a lawyer. Or $130 a month in incremental insurance premiums. Note that none of these expenditures involve an element of fun indulgence. There is nothing fun or sexy about the Canadian Tire man telling you that the ads for $49 snow tires are intentionally misleading.

Thanks to global warming, it was 15C in Toronto yesterday - not exactly snow tire weather. But I'll be ready when the first flakes fall, with my life well insured and my assets bequeathed should the tires fail.

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